just because it’s raining doesn’t mean the camera should stay inside. if you LOVE black & white photography, then now is the time to create some art for your own walls. because the light is defused & the raindrops, that have landed, are reflecting the grey skies above it. so, while the rest of life remains darker then the rain drops–high contrast images. PERFECT for Black and White art.
holding an umbrella is a bit hard while trying to shoot, i would try a huge hat & shove your camera in your coat when not shooting. ~amy